Phone: 01603 627 272

email@omega-consulting.net

LIFE, HEALTH & INCOME PROTECTION

No-one really want to think about falling ill, having an accident or dying.  Yet most of us regularly spend the majority of our earnings every month.  So what if something happens to stop the flow of income.  The consequences can be dire.

So, if you or your partner died suddenly, or became critically ill, or were simply unable to work through sickness or accident, how would those who rely on you cope? 

Would State Benefit be enough?

Different products available on the market will meet your different needs.  Death is of course the absolute, and here Life Insurance provides an answer.  But for many people today it is the diagnosis of a Critical Illness that is the real problem.  With modern medical knowledge survival rates for previously terminal conditions thankfully mean that for many life will go on – but if unable to work, at what price?

Our job is to help you work out what would be needed in the way of capital and income to repay debts (the Mortgage usually being the biggest problem), and to provide the sort of income you or your survivors would want.